This is what your summary looks like. Data below is fictional and for demonstration only.
📄Section32-Vendor-Statement-BoxHill.pdf
⚖️ General information only — not legal advice
Reviewed 31 March 2026
Based on information found in your uploaded document.
🔴Key items to review
These are key details found in your document that may affect how the contract works or what to check before proceeding.
Based on key contract terms, financial obligations, and ownership conditions found in your document.
⚠️Registered mortgage held by Commonwealth Bank over the property
⚠️Restrictive covenant limits development to single-storey dwellings
✅ Some standard checks (like zoning and permits) appear typical based on the document.
→ Consider reviewing these with your conveyancer before signing
📍
Property
19 Banksia Boulevard, Box Hill VIC 3128
Property Details
Confidence:High — found clearlyMedium — may need checkingLow — uncertain
Address
19 Banksia Boulevard, Box Hill VIC 3128
Found in your document (Page 3)“Property: 19 BANKSIA BOULEVARD BOX HILL VIC 3128”
Title Reference
Volume 9876 Folio 123, Lot 47 on Plan of Subdivision PS412756G
Found in your document (Page 18)“VOLUME 9876 FOLIO 123 Lot 47 on Plan of Subdivision PS412756G Produced 22/11/2021”
Vendor
Michael Nguyen and Jennifer Nguyen
Found in your document (Page 2)“VENDOR MICHAEL NGUYEN and JENNIFER NGUYEN”
Vendor's Solicitor
Settle Right Conveyancing, 245 Station Street, Box Hill VIC 3128
Found in your document (Page 3)“VENDORS REPRESENTATIVE SETTLE RIGHT CONVEYANCING 245 Station Street BOX HILL VIC 3128 Ref: SR-24/8821”
Key Details to Review
These are key details found in your document that you may want to review or clarify before proceeding.
🔴 2 important to review🟡 2 worth checking⚪ 1 for awareness
What this means
There is a registered mortgage over the property. If this is not fully discharged by the vendor at settlement, you could take title subject to the debt.
What you may want to do
Ask your conveyancer to confirm the mortgage will be discharged at settlement.
Request written confirmation from the vendor's lender.
Ensure the settlement statement accounts for the discharge.
Found in your document (Page 18)“ENCUMBRANCES, CAVEATS AND NOTICES MORTGAGE AT819204N 15/03/2019 COMMONWEALTH BANK OF AUSTRALIA”
What this means
A restrictive covenant is registered on the title. This means you may not be able to build a second storey without consent, which could limit future renovation plans.
What you may want to do
Ask your conveyancer to obtain and review the full terms of the covenant.
Check whether consent has ever been granted to other properties on this plan.
Confirm your planned use is compatible with a single-storey restriction.
Found in your document (Page 22)“COVENANT BC765432K 12/08/1998 — No dwelling exceeding one storey shall be erected on the land without consent.”
Zoning & Planning
The property is zoned General Residential Zone Schedule 1 (GRZ1) under the Whitehorse Planning Scheme. This zone allows single dwellings and medium-density development subject to planning permit requirements.
A restrictive covenant (BC765432K) limiting development to single-storey dwellings is registered on the title and may override planning scheme allowances for a second storey.
Outgoings
Council Rates
$2,180 per annum (2024–25)
Found in your document (Page 8)“32A FINANCIAL MATTERS Council rates for the 2024–25 year: $2,180.00 per annum. Whitehorse City Council.”
Water Rates
Included in total outgoings not exceeding $3,500 / annual
Found in your document (Page 8)“Particulars of any rates, taxes, charges or other similar outgoings. Their total does not exceed: $3500.00”
Owners Corp Fees
Not applicable — no Owners Corporation
Found in your document (Page 11)“32F OWNERS CORPORATION The Land is NOT affected by an Owners Corporation within the meaning of the Owners Corporation Act 2006.”
Land Tax
$620.00 for the 2023 assessment period
Found in your document (Page 34)“Assessment number: 78234521 Period of assessment: 1 January 2023 to 31 December 2023. Tax calculation $620.00”
Encumbrances
There is a registered mortgage over the property held by Commonwealth Bank of Australia, registered 15 March 2019. This mortgage must be discharged at or before settlement.
There is a restrictive covenant on the title (instrument BC765432K, dated 12 August 1998). No dwelling exceeding one storey may be erected on the land without written consent.
An easement for drainage in favour of Yarra Valley Water Corporation runs along the northern boundary as shown on Plan of Subdivision PS412756G.
Statutory Warnings & Disclosures
A Section 32 Vendor Statement is included and signed by the vendors. The purchaser is required to acknowledge receipt and is directed to the Due Diligence Checklist.
The buyer has a 3 clear business day cooling-off period from the date of signing the contract. A cancellation fee applies — the vendor can keep $100 or 0.2% of the purchase price (whichever is more).
The contract states the price includes GST (if any). The contract contains detailed GST withholding provisions as standard conditions.
The property is zoned General Residential Zone Schedule 1. A restrictive covenant is registered on title. The vendor gives no warranty that the improvements comply with building legislation.
Building & Works
A building permit (BP2022-4451) was issued on 14 June 2022 for the construction of a rear timber deck. The vendor has not provided a certificate of final inspection for this permit.
The vendor states that no builder warranty insurance applies, as the residence was not constructed within the preceding six years requiring such insurance.
Questions you may want to ask your conveyancer
Take these questions to your conveyancer to clarify important details in your document.
KEY
Will the Commonwealth Bank mortgage be fully discharged at settlement, and can I see written confirmation from the lender before I sign?
KEY
What are the exact terms of the restrictive covenant (BC765432K), and will it prevent me from adding a second storey or significant extension?
Why has no certificate of final inspection been provided for the rear deck, and is the work council-approved and compliant?
Are there any drainage or access issues related to the Yarra Valley Water easement along the northern boundary?
Can you provide the outgoings as separate itemised figures rather than a combined cap?
What is the proposed settlement date, and how much time will I have to arrange finance?
General information only — not legal advice. We recommend reviewing with a licensed conveyancer.